在國外開戶的種類有哪些？需要準備什麼文件？交易如果有問題怎麼辦？這些英文你都會了嗎，一起熟悉我們網羅的實用句型，讓你在銀行辦事時更輕鬆順利！
1. 開戶 - 支票帳戶、儲蓄帳戶、所需文件
接下來是和開立支票帳戶有關的表達
I’d like to open a checking account.
我想開一個支票帳戶。
Can you help me set up a checking account?
你可以幫我開立一個支票帳戶嗎？
What are the requirements for opening a checking account?
開支票帳戶需要什麼條件？
How long does it take to open a checking account?
開支票帳戶需要多久時間？
Is there a minimum balance required for a checking account?
支票帳戶需要最低存款額嗎？
接下來是和開立儲蓄帳戶有關的表達
Can I open a savings account today?
我今天可以開設一個儲蓄帳戶嗎？
I’d like to know the interest rates for savings accounts.
我想了解一下儲蓄帳戶的利率。
What types of transactions can I perform with a checking account?
我可以用儲蓄帳戶進行哪些交易？
Are there any fees associated with savings accounts?
儲蓄帳戶有任何費用嗎？
Can I access my savings account online?
我可以在線上使用我的儲蓄帳戶嗎？
接下來是和所需文件有關的表達
What documents do I need to open an account?
我開立帳戶需要哪些文件？
Do I need to provide proof of address?
我需要提供住址證明嗎？
Can I use a digital copy of my ID?
我可以使用電子檔的身份證明嗎？
Is a passport acceptable as identification?
護照可以作為身份證明嗎？
How long will it take to process my application?
我的申請處理需要多久時間？
2. 交易 - 存款、提款、轉帳
接下來是和存款有關的表達
I’d like to deposit some money into my account.
我想把一些錢存入我的帳戶。
How can I deposit cash into my account?
我怎麼把現金存入我的帳戶？
Can I make a deposit through an ATM?
我可以通過ATM存款嗎？
Do you accept foreign currency deposits?
你們接受外幣存款嗎？
Are there any fees for making a deposit?
存款會有任何費用嗎？
接下來是和提款有關的表達
I need to withdraw some money from my account.
我需要從帳戶提取一些錢。
What is the maximum amount I can withdraw at once?
我一次最多可以提取多少錢？
Can I withdraw money using an ATM?
我可以使用ATM提取現金嗎？
Are there any withdrawal fees for my account?
我的帳戶有提取費用嗎？
Can I withdraw foreign currency?
我可以提取外幣嗎？
接下來是和轉帳有關的表達
I’d like to transfer money to another account.
我想把錢轉帳到另一個帳戶。
How do I transfer funds between my accounts?
我怎麼在我的帳戶之間轉帳？
Can I make an international transfer from my account?
我可以從我的帳戶進行國際轉帳嗎？
Are there any fees for transferring money?
轉帳會有任何費用嗎？
What information do I need to provide for a transfer?
我需要提供什麼資訊來進行轉帳？
3. 其他 - 餘額查詢、交易紀錄、其他問題
接下來是和餘額查詢有關的表達
Can you show me my current balance?
你能告訴我我目前的餘額嗎？
How can I check my account balance online?
我怎麼在線上查詢我的帳戶餘額？
What is the best way to keep track of my balance?
我如何最好地追蹤我的餘額？
Can I receive notifications about my balance?
我可以收到有關餘額的通知嗎？
Are there any fees for checking my balance?
查詢餘額會有任何費用嗎？
接下來是和查詢交易紀錄有關的表達
How can I get a copy of my recent transactions?
我怎麼拿到最近交易的副本？
Can I view my transaction history online?
我可以在線上查看我的交易紀錄嗎？
How far back can I access my transaction history?
我能查詢多久之前的交易紀錄？
Are there any fees for requesting a transaction history?
請求交易紀錄會有費用嗎？
Can I receive my transaction history via email?
我可以透過電子郵件收到交易紀錄嗎？
接下來是和其他問題有關的表達
What should I do if I notice an error in my account?
如果我發現帳戶有錯誤，我該怎麼做？
How can I dispute a transaction?
我怎麼申訴一筆交易？
Who should I contact if I have account issues?
如果我有帳戶問題，應該聯繫誰？
What is the procedure for reporting a lost card?
通報卡片遺失的程序是什麼？
How long does it take to resolve account issues?
解決帳戶問題需要多久？